Keeping auto insurance premiums low seems like an easy task for a safe driver who rarely files a claim. But even for people who have a good driving record, rates keep increasing. Why?

Relatively low gas prices mean that people are driving more, and the more time spent driving leads to a greater chance of auto accidents. Add to this the fact that drivers are more distracted than ever, and the risk of accidents goes up even more. The National Safety Council estimates that 1 in 4 car crashes involve cell phone use.

In response to this, auto manufacturers are adding more advanced technology to vehicles such as proximity sensors and rear-view cameras, which are expensive to repair. Insurers are also paying out more in auto claims due to the increased cost of health care. From 2003 to 2015 (the most recent data available) the average cost per bodily injury claim increased by 32.1%.

Because these issues affect all insurance carriers, premiums continue to rise. Non-driving factors such as credit profile and where you live can also come into play. To find the best deal on car insurance, drivers can shop around for a better policy and opt for a higher deductible to bring down their premium. As a Trusted Choice independent agent, Glenn Insurance can shop multiple carriers to find the policy that’s right for you. Call 1.888.OK GLENN or click here to get a quote.

Robin
Personal Insurance