Start the New Year Right: Smart Insurance Resolutions for 2025

When you think of New Year’s resolutions, insurance might not immediately come to mind — but maybe it should. The beginning of a new year is the perfect time to review your insurance policies and ensure they reflect your current needs. Life can change significantly over 12 months, and keeping your coverage up to date helps protect your assets and your peace of mind.

Prioritize Your Health (And Review Your Coverage)

Each year, millions of people set goals to improve their health — and for good reason. A healthier lifestyle can enhance your quality of life and may reduce medical expenses over time. While insurance companies cannot guarantee premium reductions, some offer incentives or wellness programs that reward healthy habits.

If you’ve taken steps to quit smoking, manage your weight, or adopt other positive habits, it may be worth checking with your insurer to see if any benefits or programs apply. Your health journey could support your financial goals in more ways than one.

Protect New Investments

Did you receive valuable gifts over the holidays, like jewelry, electronics, or collectibles? It’s important to make sure these items are properly covered under your homeowners or renters insurance. High-value items, especially those over $500, may require specific listing or additional coverage to ensure full protection in the event of theft, loss, or damage.

Not sure how to proceed? Our guide to insuring valuable gifts provides helpful tips to get you started. Conducting an annual inventory of your possessions is a proactive way to stay organized and safeguard what matters most.

Annual Coverage Review – A Key to Staying Protected

Much like a routine health check-up, reviewing your insurance policies annually helps ensure you remain properly covered. Over the past year, have you:

• Bought a new home or vehicle?
• Made significant renovations?
• Experienced major life changes like marriage, a new baby, or retirement?

If so, your coverage may need adjustments. Our agents are available to review your policies and help identify areas where updates might be necessary. While we can’t promise lower premiums, policy reviews often uncover opportunities to enhance your protection or bundle policies, which may offer cost-saving benefits.

Let’s Start the Year with Confidence

A policy review is quick and can help you avoid potential gaps in coverage. To schedule your personalized insurance review, call us today at 1-888-OK-GLENN or 609-641-3000.

Ready to take the next step right now?
Visit our Get a Quote page to start securing the coverage you need for 2025.

Here’s to a safer, healthier, and more secure 2025!