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Boat Insurance

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Most companies provide limited coverage for property damage for small boats such as canoes, small sailboats or small power boats with less than 25 per hour horsepower under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10% of property coverage. Check with your Glenn Insurance representative to find out if your boat is covered.

For other boats, you need to purchase separate insurance. The size, type, value of the craft and the water in which you use it factor into how much you will pay for insurance coverage.

Personal Watercraft

Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to your Glenn Insurance representative about coverage limits. You should consider a personal watercraft policy to protect you and your vehicle in the event of an accident.

The personal watercraft policy covers:

  • Bodily injury
  • Property damage
  • Guest passenger liability
  • Medical payments
  • Theft

Liability limits start at $15,000 and can be increased to $300,000. Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.

Additional coverage can also be purchased for trailers and other accessories. Please contact us about the type of coverage that would best suit your needs.

Insurance coverages to consider:

  • Liability
  • Physical damage
  • Theft
  • Medical payments
  • Motor coverage
  • Trailer coverage
  • Boat covers
  • Docking fenders
  • Communications devices

Remember, every boat is unique. Contact your Glenn Insurance representative to research additional coverages and discounts.